At Kahoka State Bank, we understand that youíve got a lot on your plate. Thatís why everything we do is designed to make your lifeóand your banking experienceóbetter. Youíll notice the Kahoka State Bank difference every time you bank with us: comfortable banking centers, shorter lines, convenient drive-thru access and employees know your name and are passionate about providing unmatched personal service.

Personal Checking Accounts

Economy Checking

  • 10 cents per check or transfer, plus $5 basic monthly charge if the account balance falls below $300
  • Unlimited withdrawals
  • Monthly imaged statements provided

NOW Accounts

  • Minimum balance $750, if balance falls below a fee of $5 will be charged - fee assessed monthly if balance falls below minimum
  • Interest paid on average daily balance compounded monthly
  • Monthly imaged statements provided
  • Unlimited withdrawals

Super NOW Accounts

  • Minimum balance $7,500 required -- N/C
  • If balance falls below $7,500, a fee of $7.50 will be charged - fee assessed monthly if balance falls below minimum
  • Interest paid on the average daily balance compounded monthly
  • Monthly imaged statements provided
  • Unlimited withdrawals

Silver "55"

  • Must be 55 years of age
  • No minimum balance required
  • A $3 monthly service charge if balance falls below $300
  • 10% discount on personalized checks
  • No charge for money orders (limit 3)
  • No charge for notary service
  • No charge for travelers cheques
  • Unlimited withdrawals
  • Monthly imaged statements provided
  • Direct Deposit available (no charge for soc sec)
  • No charge for photocopies (limit 10 per visit)

Silver Classic "55"

  • Must be 55 years of age
  • Minimum balance $750, if balance falls below a fee of $5 will be charged
  • Interest paid on an average daily balance compounded monthly
  • 10% discount on personalized checks
  • No charge for money orders (limit 3)
  • No charge for notary service
  • No charge for travelers cheques
  • No charge for photocopies (limit 10 per month)
  • Unlimited withdrawals
  • Monthly imaged statements provided
  • Direct Deposit available (no charge for soc sec)

Heartland Club

  • Interest paid on average daily balance compounded monthly
  • Interest earned when your average balance is $1,000 or more
  • A fee of $11 will be charged if balance falls below $100
  • Unlimited withdrawals
  • First order of variety checks (50) no charge or 25% off other selected check styles - first time only
  • Accidental death insurance - $5,000
  • Credit card protection
  • Mastercard or Visa - no annual fee
  • Emergency cash advance service
  • No charge notary service
  • Key ring and registration service
  • Direct Deposit of soc sec and payroll checks - no charge
  • Magazine subscription
  • Nationwide discount program
  • Photocopy service (limit 10 per visit)
  • Automatic transfer to savings available
  • IRA available
  • Bank-by-mail available

Heartland Club Plus

  • Interest paid on average daily balance compounded monthly
  • Interest earned when your average balance is $500 or more
  • A monthly fee of $9 will be charged (55 & over $7)
  • First order of personalized checks (special) at no cost - subsequent orders $5 discount
  • Unlimited withdrawals
  • Accidental death insurance - $10,000
  • Credit card protection
  • Mastercard or Visa - no annual fee
  • Emergency cash advance service
  • No charge notary service
  • Key ring and registration service
  • Direct Deposit of sec sec & payroll checks - no charge
  • Magazine subscription
  • IRA available
  • Nationwide discount program
  • Photocopy service (limit 10 per visit)
  • Automatic transfer to savings available
  • Bank-by-mail available
  • No charge travelers cheques, cashier's checks and money orders (limit 5 per month)
  • Safe deposit box no fee for one year
  • Preferred rate on new consumer installment loan
  • Stop payments 1/2 off regular fee
  • Overdraft protection
  • Everyday rebate rewards 800-251-2311